[Premium Material]Made from premium PU leather, soft-touch and has natural grain and , featuring stylish color and practical structure durable and looks luxurious. There're many hidden compartments and pen hoops, convenient to store cards, cash, coupons, stamps, tickets, pens, etc. [Multicolor Budget Binder]A6 binder has stylish colors cover and unique buckle closure. Only budget binder with cash envelopes is structured with a stainless steel frame that open and close , 4 card slots, 2 pockets, 2 sides pouches for passport/tickets/notes etc, 2 pen .Small in size and light in weight, easy to carry, perfect for home, office, meeting, school use, and travel. [Cash Envelopes System]The cash envelopes for budgeting are waterproof, tear-resistant, and to protect money from water and dust. Each money organizer for cash is designed with 6 pre-punched holes, you can use budget binder with cash envelopes for budgeting together or just take one . [Widely Used]The cash envelopes for budgeting keeps a detailed track of your cash inflow and outflow, which helps you to manage money,spend well,stay out of debt,start saving and achieve budget goals. Besides, you can use A6 binder as money organizer for cash, budget binder, personal organizer and notebook, etc. It's also an excellent gift for graduates,teachers,family,friends,colleagues and children etc. Colour: Black Material: PU+PVC Package Contents: 1 x A6 notebook binder 8 x A6 binder pockets 12 x A6 expense budget sheets 1 x ruler 2 x stickers Only the above package content, other products are not included. Note: Light and different displays may cause the color of the item in the picture a little different from the real thing. The measurement allowed error is +/- 1-3cm.